Planning your expenses

Practical Information


We do not advise carrying large sums of cash with you on arrival. We recommend that you bring enough cash with you to cover your first two weeks in the UK - no more than £250 for your immediate needs. It is safer to bring large sums of money in travellers' cheques which can be cashed in banks, post offices and airports, but be aware that there is often a minimum commission charge.

Credit and debit cards are widely accepted in the UK, MasterCard (Access) and Visa being the most common. Diners Club and American Express are less commonly accepted. You can withdraw money from a cash machine (also known as an 'ATM' or cash point) if you have a Personal Identification Number (PIN) for that card.

You may want to inform your current bank that you are moving to the UK and ask if you can use your card here.


Currency across the UK is the pound sterling (£GBP). One pound is divided into one hundred pence (100p). Notes are issued to the value of £50, £20, £10, and £5, and coins to the value of £2, £1, 50p, 20p, 10p, 5p, 2p and 1p. Please note that £50 notes are very uncommon and should be avoided as they can often be the target of counterfeiters.

Bank Account

Many UK banks offer bank accounts for international students, but they can sometimes take several weeks to set up. To make the process easier you may want to find a bank in your home country that has branches in the UK.

You can sometimes transfer money from your home country to a UK bank account, but you must first check with your government that you are legally entitled to do so. If you are planning on using your debit or credit cards while you are in the UK, it is also a good idea to let your bank know.

If you are going to be here for longer than six months, we strongly recommended you open a UK bank account when you arrive. UK banks are open 9am to 4.30pm on weekdays and some are open on Saturday mornings. If you bring a banker's draft in sterling with you (payable to yourself) or arrange for it to be sent, then you can open a bank account after you have registered on your course.

It may also be useful to bring a letter from your bank at home (or some other documentation) to confirm your credit status. We will provide you with further information and support on opening accounts during your induction week. In order to open a bank account you will need the following:

Living Cost

It is important to plan for the cost of living in the UK in advance. It is estimated that an average student needs approximately £800 a month to cover their basic living expenses. This is just an indication and should be adjusted depending on your lifestyle and spending habits.

To help you plan your finances, you can use the international student cost calculator.


Course fees vary depending on which centre you choose to study at and which course you choose. Fees can be found on individual course pages.

Accommodation costs vary in each location and whether you choose to live at a university residence or at a carefully selected homestay.

• At any time, you are unsure about any aspect of your SPA, please contact the DCS CAREER. @

Our Services About DCS Career Useful Info Courses offered Countries
Immigration About us Planing Your Expenses ENGINEERING  USA
Study Visa Our Advantages Types of Visa MANAGEMENT CANADA
Work Visa Immigration Policy Saftey PHD DOCTORATE AUSTRALIA
Career Counselling Immigration Categories Healthcare AVIATION/HOSPITALITY NEWZEALAND
English Test   General Information BANKING & FINANCE UNIED KINGDON
Overseas Recruitment English Test Foreign Culture MEDIA & MASS COMM SINGAPORE
Our services include ILETS Financial Advisor DESIGNING MALAYSIA
Skilled Worker Visa GRE Our Vision MEDICAL SCIENCE IRELAND
Our Commitmrnt to Client SAT Our mission ART/LAW/TEACHING GERMANY
Why Choose Us   Our Values Social Network RUSSIA
Latest News Programes FAQ.s Facebook CYPRUS
Testimonials Specialzed programes List of Ouestion linkedin FRANCE
Photo Gallery All Programes Contact Us Twitter FINLAND
Counteries International Programes Privacy My Space SCOTLAND